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Friday, January 3, 2020

Who should I book Insurance with?

When it comes to purchasing insurance for expeditions to Antarctica, we recommend going with well-established insurers with commendable reputations. Personal recommendation from friends or family members who have been bodes well, but so does surfing the web for forums on the subjects. These Tripadvisor and Whirlpool forums, for example, contain a lot of useful info as travellers share their personal experiences and information they have gathered. You can use an online insurance calculator (like compare the market ) to swiftly compare quotes, before delving deeper into the fine print of each policy. At the very least, you’ll see which companies deal with Antarctica expeditions, so you can research each one individually. Your country of residence will play a big part in which insurance covers are suitable, so make sure to include your country of origin, as well as age and medical conditions.


Another word of warning here: many Antarctica insurance policies will claim to offer you cover which runs in the millions of dollars for medical emergencies, and the tens of thousands for loss of personal belongings (forgot to consider insuring your expensive camera gear? It’s never too late!) yet it’s only upon studying the fine print that you discover endless exclusions, such as for pre-existing conditions or purchase of second-hand goods. We really can’t stress enough how important it is to know exactly what insurance cover you’re purchasing.


Ask your tour operator – Of course, all tour operators dealing with expeditions to Antarctica will have their preferred insurers, companies they have used for many years, whom they trust wholeheartedly. Should you still be confused by the end of your search, and be none the wiser, do trust your tour operator. If they are responsible, professional and experienced in Antarctica voyages, they’ll be working with an insurance company to match.


Here at Chimu Adventurers, we are your Antarctica experts (not insurance experts!) but we will endeavour to help you find the insurance cover which suits you best. We work with several travel insurance companies that will cover you for your Antarctica expedition, depending on your circumstances. For a consultation, contact our experienced staff today.


If you are looking at another policy which you have found yourself, please speak to our destination specialists to see if the cover is sufficient for the cruise or Antarctic experience you are taking. We would also be more than happy to find you an insurance cover policy, even if you’re not traveling to Antarctica with us!


Booking a trip to Antarctica can be daunting, but it really doesn’t have to be – the right insurance cover will ensure the only thing you have to worry about, as you set off to explore the icy wonders of this incredible continent, is just how many unforgettable experiences you’ll have and memories you’ll bring home. The right insurance will take care of all the rest.


 

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